Medicare is a government health insurance program in the United States for individuals aged 65 and older, as well as some younger individuals with certain disabilities or medical conditions. While Medicare assists with healthcare costs, it does not cover all expenses or long-term care. The program comprises four parts: Part A for hospital insurance, Part B for medical services not covered by Part A, Part C for Medicare Advantage plans, and Part D for prescription drug coverage. To complement Medicare coverage, individuals may consider a Medigap plan for additional insurance coverage. Choosing the right plan can help cover out-of-pocket costs for Medicare-covered services.
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