CRMBC is a California Self-Insured Group in which safety-driven restaurants pool their resources to self-insure their workers' compensation insurance. Self-insurance is an alternative to traditional insurance. It provides improved claims outcomes, greater control, and cost savings. Savvy restaurant owners opt to self-insure their risk because self-insurance consistently outperforms traditional insurance over time.
The California Restaurant Mutual Benefit Corp (CRMBC) is the only Workers’ Comp Self-Insured Group for California Restaurants. Self-insured groups are created by business owners pooling their resources to achieve greater control, improved claims outcomes and lower overall costs. Members share in any surpluses or shortfalls of funding needed to cover claims and operating costs of the group.
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